Important Information New debit chip cards are now being issued—when your card arrives, make sure you activate the new card right away! Your old card will no longer be active.
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Apply for a Loan

Whatever your loan needs are, we've got'cha covered

Our online loan application system is as easy and convenient as you'll find anywhere!  If you run into any bumps, please give us a call at (509) 328-2900 or (800) 541-4310.  You can also reach us by email at loan@spokanefederal.com.

Secured Loan - Apply now!

  • New and used vehicles
  • New and used boats (whee!)
  • New and used recreational vehicles like pickup campers, tent trailers, fifth wheel trailers, conversion vans and motor homes
  • New and used motorcycles (we care about your noggin so don't forget your helmet!), jet skis, and all terrain vehicles
  • New and used manufactured homes

Signature Loan - Apply now!

Personal Line of Credit - Apply now!

Real Estate Loan - Apply now!

  • Home purchase
  • Home refinance
  • First and second mortgages on your primary residence
  • First mortgage on a non-residence
  • First mortgage on undeveloped land
  • Home improvements

Visa Classic - Apply now!

Visa Rewards - Apply now!

"This is one of the best banking options you will find in and around Spokane. I opened an account in 1976 and have
been a member ever since.
The employees know their customers and are exceptionally helpful and competent. I have also found SFCU to be much more flexible and reliable for loans with the best interest rates. 
I highly recommend banking with Spokane Federal Credit Union!"
~ Annelinde