Apply for a Loan
Whatever your loan needs are, we've gotcha' covered.
We deliver exceptional, personalized loans that are quick and easy! Whether you're looking for a new car, updating your home, planning a vacation or thinking about your child's future, we've got what you need!
Get an additional 1/4% off rates for setting up automatic payment and another 1/4% off for additional services.
Our consumer loans come in all shapes and sizes, you'll just need some sort of collateral for security. A few examples of Consumer Loans we offer are:
Real Estate Loans
We're here to offer the resources and support you'll need as you navigate through the home buying process. We have several real estate loan options including:
- Home purchase
- Home refinance
- Home improvements
- First and second mortgages on your primary residence
- First mortgage on a non-residence
- First mortgage on undeveloped land
- Home Equity Line of Credit - Apply Now
If you find yourself in need of a loan, lack collateral, and don't want to rely on credit cards, Personal Loans are here to help!
Personal Line of Credit
Personal Lines of Credit offer flexibility that puts you in charge. Borrow against your established limit and access cash whenever you want, as often as you want it. Lines of credit expire after three years, but no need to worry-- we'll make sure to give you plenty of notice.
Share Secured Loans
Use assets from your share account to back up your loan. This means you can loan against your own money and still get a good interest rate while also earning dividends.
Our Visa Classic Credit Cards provide flexibility, security, and convenience. They include low variable rates, real-time fraud alerts, and no annual fee.
Visa uChoose Rewards
Our Visa uChoose Rewards card earns rewards points with every dollar spent. These points can be redeemed for cash back, gift cards, merchandise, event tickets, and more with no point minimums and many ways to accelerate or even multiply your point earnings.
"This is one of the best banking options you will find in and around Spokane. I opened an account in 1976 and have been a member ever since. The employees know their customers and are exceptionally helpful and competent. I have also found SFCU to be much more flexible and reliable for loans with the best interest rates. I highly recommend banking with Spokane Federal Credit Union!"