We Love Loans!

When you're thinking about borrowing money, think about us. This is where we really shine! Whether you're looking for a new car, updating your home, planning a vacation or thinking about your child's future, we've got what you need! We offer the same range of loan products you'll find anywhere else; the only difference - we prefer people to policies. We are willing to work with you on terms that work for you.

A human being will review your loan request, take your other obligations into account and tailor a loan that fits your needs. Often, we can combine your loan with your other debts to save you money and even lower your monthly payments.

Applying for a Loan Easy!

Choose the way that's most convenient for you. Apply in person at our Main Office or the Credit Union Service Center, over the phone, or online.

You will also receive a 1/4% discount on most of our secured loans, just for being you!

  • Do you receive your monthly statements through our easy and secure eStatements?
  • Are you able to apply for your loan online?
  • Do you have an active checking account with us?
  • What about an active SFCU Visa credit card?
  • Have you been a member of our Family & Friends for at least 5 years?
  • Perhaps you already have a loan at SFCU with a balance greater than $5,000?

If you're able to answer "Yes" to any of these questions, you qualify for 1/4% off of your secured loan! You will also receive another 1/4% off of your loan if you have your payment taken automatically from one of your SFCU accounts!

What Happens Next?

We make our loan process as fast and as easy as you'll find anywhere. Once we receive your application, you become our #1 priority. We work on finding a loan solution that will fit within your terms and your budget.

So, what are you waiting for?  

Apply now!       Learn More 


Quick Links:

Apply Now   NADA Guide   Auto Solutions   Loan Rates

home Buyer guide  Our Commitment to Responsible Lending 

The Lot - SpoFed's Car Buying Resource Center

The Lot allows you to research thousands of vehicles, compare and contrast your favorite picks, and view inventory at local dealerships. Interested in giving it a try?




"I've been with the credit union since I was 16 years old. I have always received excellent service from all the staff members. I was able to buy my first car with a loan twenty some odd years ago and have had many car loans, personal loans, and my first home loan through the credit union. Everyone is very friendly and professional there, and you always feel welcome and appreciated."
~ Charles


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Spokane Federal is more than just your credit union, we're part of your community. Let us help connect you with your community.